Medicare and Health Insurance Help From One Person

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Hamilton Advisors is an independent Arizona Medicare and health insurance broker. We have been doing this since 2012, and our help costs you nothing, because carriers pay broker compensation and your premium is the same whether you enroll through us or on your own.

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Most People Come to Us in One of Four Situations

Pick the one that sounds like you

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If you are new to Medicare, we start with a 60-minute session so nothing gets rushed and no deadline sneaks up on you. If you already have a Medicare Advantage plan or a Medicare Supplement, we compare what you have against what is available for the coming year and tell you plainly when staying put is the better call. If you are under 65 and buying your own health coverage, whether you are self-employed, retired early, or between jobs, that is a large part of what we do. And if you are here on behalf of a parent, you are in good hands, because caring for family is how this practice began.

One Broker for Medicare, Health, Life, and the Gaps Between

Licensed and appointed across every line below

We work with clients throughout Arizona, from Peoria, Glendale, Surprise, and Sun City to Phoenix and Tucson, and we are also licensed in Colorado, Michigan, South Carolina, South Dakota, Texas, Utah, and Washington. Every meeting happens by Zoom, so distance never decides whether we can help you.

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Medicare

Medicare Advantage, Medicare Supplement, Part D prescription drug coverage, and first-time enrollment, reviewed against the doctors and medications you already have.

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Health Insurance

ACA Marketplace and off-exchange plans, self-employed coverage, HSA-qualified options, and short-term medical for anyone under 65 buying their own health insurance.

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Life Insurance

Term, universal, and final expense policies sized to what your family would actually need, without a policy larger than the situation calls for.

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Dental & Vision Insurance

Standalone dental and vision coverage for the routine care that most Medicare and health plans leave partly uncovered.

We are paid the same whether you switch or stay, so the recommendation you get is the one we would give a family member

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Sometimes the Right Advice Is to Change Nothing

The Person Who Enrolls You Is the Person Who Answers Next January

A one-woman practice, on purpose

Hamilton Advisors is Kimber Hamilton, a native Arizonan who has been licensed since 2009 and founded this agency in 2012. She holds the CMIP® (Certified Medicare Insurance Planner) designation, is a member of NABIP, and has been BBB Accredited with an A+ rating since 2021. There is no call center here, no rotating account rep, and no handoff after the paperwork is signed.


The reason this practice looks the way it does is personal. Kimber was a caregiver for her daughter Lexi, who had special needs, and a primary coordinator of care for her grandmother during Alzheimer's, which taught her how quickly coverage decisions turn into family decisions. That experience became our Best Fit approach, and it is why we will tell you to keep the plan you have when the plan you have is already right.

  • Every client works directly with Kimber, from the first phone call through every annual review.
  • We send you the RetireFlo intake survey before your meeting, so the conversation starts with us already knowing your situation.
  • Our help costs you nothing, and your premium is identical whether you enroll through us or directly with the carrier.

Many Carriers, One Agenda, and It Is Yours

What working with an independent broker actually changes

We are not captive to a single insurance company, so there is no quota to fill and no product we need you to buy. Your premium is set by the carrier, which means our help costs you nothing and the price is the same whether you enroll through us or on your own. What changes is who is sitting on your side of the table.

The same person, every year

Every client works directly with Kimber Hamilton, from the first phone call through every annual review, so you are never explaining your situation to someone new.

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A recommendation, not a pitch

We are appointed with Aetna, UnitedHealthcare, Humana, Cigna, Mutual of Omaha, Physicians Mutual, and others, and we will tell you to keep your current plan when it is already the right fit.

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A conversation that starts prepared

We send the RetireFlo intake survey ahead of nearly every meeting, so we already know your doctors, prescriptions, and situation before you sit down with us.

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